OTP for ICICI Bank
If you log in from a location very different from where you usually log in, you may be asked for One Time Password by ICICI Bank of India. One Time Password is an extra layer of security measure introduced by ICICI Bank to prevent online fraud.
One time password is only required when unusual activity is seen. It is not normally observed. There are two ways destinations where you can receive the OTP
1. At the email you registered with ICICI Bank
2. At the mobile phone number you registered with ICICI Bank.
The OTP is typically triggered in the following scenario. You are a NRI who typically resicde in US and access the bank from US. The ICICI Bank may recignize the IP Address where you log in. Now you move to India on vacation and need to use your ICICI Bank for making a train reservation. The ICICI Bank then “may” require you to enter the OTP.
A problem as an NRI that you may face is that, you may not have the access to the US mobile phone. In that case you will have to check your email. The email will typically look like this’
Thank you for banking with us.
As a part of our security measures, we have enabled the use of an OTP (One-Time Password) for your current session. The OTP to access your account is 1234567.
Please use this OTP immediately.
Please do not share your OTP with anyone, even if the person claims to be an ICICI Bank official.
If you have not logged into your Internet Banking account recently and yet have received this password,
please call our 24-hour Customer Care immediately to report as FRAUD.
Note that you may have to wait for some time before the email arrives in your inbox.